Medicare Open Enrollment

Medicare Open Enrollment: October 15 – December 7 Take the confusion and stress out of the Medicare process and give us a call today. You qualify for Medicare if: You are turning 65 or are 65 and over You are…

Life Insurance Terms Explained

Like many industries, the world of insurance has its own unique set of terms to describe its products that can be hard to understand unless you work in insurance. This is funny because everyone needs insurance, so why not make…

8 Myths About Life Insurance Debunked

To help break up some of the confusion about life insurance, we have put together a list of 8 myths to debunk and separate facts from fiction. Myth: It is really expensive.According to the 2015 Insurance Barometer study conducted by…

Little-Known Homeowners Insurance Facts

If you have a homeowners insurance policy, you should be aware of what your policy does and doesn’t cover. Sure these policies have their limitations, but they also come with some underrecognized perks. Some policies insure actual cash value (ACV)…

5 Rules Every Landlord Should Live By

people holding keys

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

Will my credit rating change my insurance rates?

family playing with daughter

I was recently asked this question by one of our Patrick M. Zugg Insurance clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one…

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